Health and Safety News

Occupational health and safety news and guidance

How To Get Through The Workplace Accident Claim Investigation

photo shows a person injured on a construction siteWorkers have certain rights when working in the workplace. One of their legal rights is to make a workplace injury claim against their employer once they get injured at work. But it comes with certain conditions. The employees can only make an accident at work claim when they have sustained an injury due to the fault or negligence of someone else. 

However, being eligible doesn’t mean that the workers get their rights. Mostly, the insurance claims adjuster denies their workplace accident claim, making some excuses. Due to the lack of knowledge, the workers often remain deprived of getting their rights despite being eligible for them. But that’s not going to happen anymore. We are here to share with you of four the most practical strategies to get through any workplace accident investigation. Let’s get started.

Who Is An Insurance Claims Adjuster?

First, we should know about some basic terminologies. The most crucial one is the insurance claims adjuster. It is the person that the insurance company assigns to investigate your case. The claims adjuster investigates your case and decides the compensation money that you are eligible for. However, if the claims adjuster isn’t investigating your case fairly or offering you less than what you deserve, you can even go to court to get your accident at work claim. 

Let’s have a look at the four tips to successfully get through the workplace accident investigation to get the maximum amount of compensation. 

  1. Never Trust The Adjuster

This one is really common. The adjusters are sometimes very sweet to the victims of a workplace injury. What happens is that they portray themselves to be your friend and you share your secrets with them. Subsequently, they misuse that information and deny your claim. Keep in mind that the job of the adjuster is to either deny your claim or let you get the least possible amount of compensation. That’s what never trust the adjuster and consider them to be your friend. Never ever let them get a hunch that you were at fault for the accident.

  1. Always Negotiate For More Compensation

If you want to nail your investigation, polish your negotiation skills. They are going to be handy when dealing with an insurance claims adjuster. During the investigation, the adjuster may offer you settlement amounts as a final one. But you are not bound to accept it. It may not be enough to cover all your expenses. That’s why always back yourself up with receipts and reports showing how much you have spent due to the accident. Then negotiate for more compensation. In this way, you may get the maximum amount of compensation. 

  1. Do Not Give A Recorded Statement

As mentioned earlier, the adjuster uses several tricks to trap you and deny your work injury claim. One of the most prominent ones is to ask you for the recorded statement. In this statement, the adjuster asks you some questions about the accident and you have to give answers. They may twist the questions in such a way that you may get confused and give some wrong information. Making this information a base, the adjuster may even deny your work accident compensation claim. That’s why you should never give a recorded statement no matter much they pressurise you. 

  1. Let The Injury Claim Specialists Handle It

The person who investigates your case is really cunning. They never let you win if you don’t have in-depth knowledge and experience of accident claims management. But injury claim specialists can save you and you can make a successful work injury compensation claim. From collecting evidence to handling all the paperwork and negotiating with the claims adjuster, you won’t have to do anything to get your claim. Injury claim specialists will cater to everything on your behalf. That’s why you should let the experts handle your case.

Go Back